




1477 Jefferson Ln, Rock Valley, IA, 51247
About This Home
Why build when you can buy?!! Here is a prime opportunity to get into a brand new home that offers several amenities you would expect to find in a brand new home!! You fall in love with the comfortable floor plan that has an open concept of the kitchen, dining, & living space! The dining area features full access to a covered deck that will be the ideal spot to relax & unwind after a work day! The rest of the main floor is showcasing a primary suite, 2 additional bedrooms, a 2nd full bath along with convenience of main floor laundry! The lower level is set up to provide ample space for a growing family and could be finished to your desire and on your timeline! Lush lawn with a sprinkler system, plus an attached 3 stall garage! Now is the perfect time to get into home ownership or upgrade from your current home! Contact one of our agents to learn more or to schedule a private tour!!
Getting Around
Schools
Construction
Condition
- Year built: 2025
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,345
Heating & Cooling
- Heating features: Gas
- Cooling features: Central
Interior Area
- Total structure area: 1,345
Property
Details
- Parcel number: 0321431011
- Lease amount: 0
Features
- Patio & porch: Deck
Lot
- Lot size: 8,750 sqft
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,765 | $21,180 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $459 | $5,508 |
| Electricity | $121 | $1,452 |
| Total | $2,555 | $30,660 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Listed for sale | $349,200 |
