1489 Jefferson Ln, Rock Valley, IA, 51247
About This Home
Welcome home to this newly designed construction offering 1,202 square feet of thoughtfully planned living space. With 2 spacious bedrooms and 2 full bathrooms, this home delivers the perfect blend of comfort, style, and functionality. The heart of the home features a center island, perfect for meal prep, casual dining, or gathering with friends and family. Modern finishes and smart layout make this kitchen as practical as it is stylish. Enjoy seamless indoor-outdoor flow with a walk-out patio door leading to your private deck ideal for morning coffee, grilling, or relaxing evenings. This move-in-ready home combines modern design with comfortable living perfect for first-time buyers, downsizers, or anyone seeking low-maintenance living in a fresh, new space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,202
Heating & Cooling
- Heating features: Gas
- Cooling features: Central
Interior Area
- Total structure area: 1,202
Property
Details
- Parcel number: 0321431008
- Lease amount: 0
Lot
- Lot size: 9,600 sqft
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,625 | $19,500 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $401 | $4,812 |
| Electricity | $121 | $1,452 |
| Total | $2,340 | $28,080 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Listed for sale | $321,400 |
View on Zillow