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2187 N Silver Charm Avenue, Springfield, MO, 65802

5beds
5baths
5,193sqft
$915,000
$176price/sqft
$6,339/moest. monthly cost
$253,560/yrincome needed

About This Home

The perfect east side Springfield Home for entertainers is here! This beautiful Wildhorse home boasts 5,193 finished sq ft of luxury, craftsmanship, and comfort! This all brick home includes TWO MASTER SUITES! all custom cabinets, GE appliances, quartz countertops, vaulted ceiling living room, a beautiful centerpiece fireplace, and so much more! This floor plan gives ease to your guests with a greatly located half bathroom, large mud bench for storage, and multiple more storage closets on the main floor. Engineered hardwood runs throughout the main areas of the home and into your master suite! The master suite features a HUGE bedroom, tall ceilings, and a great open feel that leads into your master bathroom of heated tile, a large custom tile shower, wood built walk-in master closet that passes through to your laundry room, and great storage in your cabinets as well as a free-standing tub!! The true beauty in this home comes as you head upstairs! You will walk up to your second living room with close access to the bathroom and bedrooms on each side of the living room, one of which is your second master suite. There is also a dedicated storage room that is perfect for your season decorations and other stored goods!! Maybe the best of all is the beautiful back porch and open area behind to enjoy peace and relaxation!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
8/10
Glendale High SchoolGrades 9-125.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Gas Oven,Microwave,Disposal
  • Laundry features: In Garage,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-in Shower,Internet - Fiber Optic,Quartz Counters,Soaking Tub,Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Fireplace features: Living Room,Blower Fan,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,193

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,193
  • Total interior livable area: 5,193 sqft

Property

Details

  • Parcel number: N/A

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.64 Acres
  • Features: Cleared

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Winter Weather
Earthquake
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$768$9,216
Property Taxes $549$6,588
Electricity $396$4,758
Total$6,339$76,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,337/yr
40% on housing$190,170/yr
45% on housing$169,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 65802$122
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65802$160
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$899,000

New Construction

AgentAvery Grant
BrokerageAlpha Realty MO, LLC

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