1830 Saint Paul Ln #3, Billings, MT, 59101
About This Home
Welcome to this beautifully maintained 2-story cottage in the desirable Walter Park Cottages community in Billings’ Blue Creek area. Built in 2024, this 2 bedroom, 2.5 bath home offers 1,088 sq ft of thoughtfully designed, low-maintenance living. The main level features an open concept layout with abundant natural light, durable LVP flooring, and a stylish kitchen complete with quartz countertops, stainless steel appliances, ample cabinetry, and a large island with seating. Upstairs you’ll find two spacious bedrooms, including a private primary suite, plus convenient upper-level laundry. Enjoy the covered front porch or relax in the fully fenced backyard featuring a covered patio, ideal for summer evenings. HOA covers lawn care, snow/trash removal and water for easy year round living. Located in a planned unit development close to parks, and everyday amenities, this home offers modern comfort, charm, and convenience. Info deemed reliable but not guaranteed. Buyer/buyer agent to verify.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Asphalt
- Construction materials: Hardboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Finished area above ground: 1,088
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,088
- Total interior livable area: 1,088 sqft
Property
Details
- Parcel number: A37610C
- Zoning description: Call Listing Agent for Details
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Porch
- Exterior features: Sprinkler/Irrigation
Lot
- Lot size: 827.64 sqft
- Features: Lawn,Sprinklers In Ground
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Lightning
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance | $215 | $2,580 |
| Property Taxes | $194 | $2,328 |
| Electricity | $151 | $1,812 |
| Total | $2,152 | $25,824 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Listed for sale | $315,000 |
View on Zillow