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11516 Shoreline Dr #104, Allendale, MI, 49401

4beds
3baths
2,034sqft
$550,000
$270price/sqft
$3,596/moest. monthly cost
$143,840/yrincome needed

About This Home

Welcome to the highly desirable Placid Waters community, where luxury meets everyday comfort. Built by JTB Homes, this gorgeous Redwood floorplan strikes the perfect balance of show-stopping design and practical daily utility. The bright entry foyer sets a welcoming tone, guiding you past a versatile flex room and straight into the main living spaces. The open concept living area flows effortlessly into a stunning kitchen, complete with a massive island, snack ledge, and a walk-in pantry. Everyday routines are simplified with the ultimate drop zone mudroom, featuring custom built-in lockers and a bench conveniently tucked next to a private powder room. Upstairs, your private retreat awaits in the generous primary suite, featuring a massive walk-in closet, a spa-like bath, and a dual-sink vanity. Best of all, the laundry room is located on the second floor right alongside the bedrooms, completely eliminating the chore of carrying laundry up and down the stairs. Come experience the incredible Placid Waters lifestyle and see this beautiful home in person. Schedule your private tour today! Buyer(s) eligible for rate lock being offered by seller. See documents for more details. Estimated completion date is August 2026. SPECIAL PROMOTION: This home is eligible for $15,000 in seller concessions with builder's preferred lenders! Call for details. Accepted offer by 8/31/2026 and must close by 9/30/2026.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Evergreen ElementaryGrades PK-31.4 mi
8/10
Allendale Middle SchoolGrades 6-81.6 mi
6/10
Allendale High SchoolGrades 8-122.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: JTB Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Disposal,Microwave,Oven,Refrigerator
  • Laundry features: Gas Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Center Island,Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 2,034 sqft

Property

Details

  • Parcel number: 700920427016
  • Zoning description: R1

Features

  • Stories: 2
  • Waterfront features: Lake
  • Waterbody name: Lake Placid

Lot

  • Lot size: 0.36 Acres
  • Features: Sidewalk,Ground Cover
  • Lot size dimensions: 80 x 169 x 138 x 134

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$122$1,464
Property Taxes $472$5,664
Electricity $221$2,662
Total$3,596$43,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,291/yr
40% on housing$107,880/yr
45% on housing$95,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 49401$201
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49401$238
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$550,000
2026-03-03Sold$68,620

New Construction

AgentGinger Baxter
BrokerageKeller Williams GR North

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