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301 Smith Dr, Harrogate, TN, 37752

2beds
1baths
1,939sqft
$1,100,000
$567price/sqft
$6,838/moest. monthly cost
$273,520/yrincome needed

About This Home

Custom built log home on 67.73 acres in the city limits of Harrogate, TN (.46 ac in Lee county, VA) and bordering the Cumberland Gap National Historical Park. Just minutes from the main campus of LMU, this property offers unlimited possibilities. The home is unfinished and waiting for someone who can realize its full potential. The house has been plumbed for 1 bathroom, and has a septic approval for 2 bedrooms. Perfectly situated on the lush acreage that can be used as a farm, for recreation, and has the potential to be developed. The acreage offers a pond, a creek, and 2 different barns large enough to use as storage, a workshop or to house your livestock. The property includes several tracts. (Call listing agent for all tax id#'s.) Don't wait on this one. It offers all the space and privacy you could want. Let us give you a tour of your new home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
7/10
5/10

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Windows - Vinyl
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,939
  • Total interior livable area: 1,939 sqft

Property

Details

  • Parcel number: various

Features

  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Pond

Lot

  • Lot size: 67.73 Acres
  • Features: Wooded,Rolling Slope

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $707$8,484
Property Taxes $394$4,728
Electricity $175$2,103
Total$6,838$82,056

Income You'd Need if You Spent...

35% on housing$234,445/yr
40% on housing$205,140/yr
45% on housing$182,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$567This listing

vs Other Active Listings

Avg $/sqft

ZIP 37752$172
Claiborne County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 37752
Claiborne County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Listed for sale$1,100,000

For Sale by Agent

AgentPatsy Barnett
BrokerageColdwell Banker Bisceglia Real

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