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108 Lemley Dr, Stephens City, VA, 22655

4beds
3baths
2,751sqft
$537,990
$196price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

108 Lemley offers a beautiful corner homesite across the street from Valley View Park. The Galen is a 4 bedroom, 2.5-bathroom with finished rec-room. It features a spacious kitchen with breakfast island, generous cabinet space and a walk-in pantry. The kitchen opens to the oversized living room with plenty of space for entertaining. A flex room is also on the main level, perfect for a formal dining room or home office. The expansive owner’s suite on the second level features a vaulted ceiling, as well as a spa-inspired bathroom with soaking garden tub, separate tiled shower, and double vanities. Three additional bedrooms, a full bathroom and a walk-in laundry room are also on the second level. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders’ warranty. Your new home also includes our smart home technology package! Summer delivery! *Photos, 3D tours, and videos are representative of plan only and may vary as built.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
3/10
6/10
Sherando High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Passive Radon Mitigation
  • Roof: Asphalt
  • Construction materials: Concrete,Frame,Glass,Vinyl Siding,Brick

Other

  • Builder model: Galen
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Dishwasher,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Space For Rooms,Rough Bath Plumb

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Dining/Living,Open Floorplan,Kitchen Island,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Pantry,Dry Wall
  • Door features: Sliding Glass
  • Window features: Screens,Energy Efficient,Double Pane Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 411
  • Finished area above ground: 2,340

Foyer

  • Level: Main

Great Room

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Programmable Thermostat,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,751
  • Total interior livable area: 2,751 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Study

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Play Area,Sidewalks

Lot

  • Lot size: 7,231 sqft
  • Features: Landscaped,Rear Yard,Corner Lot,Wooded,Corner Lot/Unit

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Strong Wind
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,720$32,640
Home Insurance *$148$1,776
Property Taxes $224$2,688
Electricity $264$3,179
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 22655$178
Frederick County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 22655$194
Frederick County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$509,990
2026-03-13Price change$504,990
2026-03-11Price change$522,490
2026-03-03Listed for sale$509,990

New Construction Spec

AgentVictoria Clark
BrokerageD R Horton Realty of Virginia LLC

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