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318 S Avenue C, Elgin, TX, 78621

4beds
2baths
1,550sqft
$300,000
$194price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

Darling Downtown Farmhouse! Fully Remodeled with Classic Charm and Modern Comforts. Every Detail has been Thoughtfully Updated, making this Home Completely Move-In Ready. Step Inside and Fall in Love with the Stylish Upgrades, Including Gleaming Wood Floors, Elegant Granite Countertops, and a Stunning Custom Copper Sink that adds Warmth and Character to the Kitchen. The Spacious Layout Offers a Perfect Mother-in-Law Floor Plan, with the Private Master Suite located on One Side of the Home and the Secondary Bedrooms Situated Across the Living Room—Providing Comfort and Privacy for Everyone. Jacuzzi Tub and Shower Located in Secondary Bathroom with Spacious Granite Countertops. A Full Laundry Room Conveniently located just off the Back Door adds Everyday Practicality, while the Open Living Areas Create an Inviting Atmosphere for Gatherings and Relaxation. Location is Everything, and this Home Truly Delivers. Just a Few Blocks from Vibrant Downtown Elgin, you can Ditch the Car and Enjoy a Walkable Lifestyle. Walk to Local Restaurants, Bars, Parks, The Library and Post Office. Experience Fun Local Events like the Sip Shop and Stroll, Cowboy Days, Hogeye Festival, and the Christmas Parade—all just Minutes from Your Front Door. Situated on a Generous Quarter-Acre Wooded Lot, Fence Surrounds the Backyard, where a Spacious Deck Awaits—Perfect for Entertaining Family and Friends or Simply Enjoying Peaceful Evenings Outdoors This Charming Farmhouse combines Modern Updates, Thoughtful Design, and an Unbeatable Location. Don’t Miss the Opportunity to Make it Yours! New Front Deck Coming Soon!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-60.7 mi
3/10
Elgin Middle SchoolGrades 7-81.5 mi
2/10
Elgin High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Oven,Range,RNGHD

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Stone Counters,Open Floorplan,Primary Bedroom on Main
  • Window features: Blinds
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,550 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 8733476
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Exterior Steps,Private Yard
  • Fencing: Back Yard, Full, Privacy, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 0.25 Acres
  • Features: Private,Trees-Heavy,Trees-Large (Over 40 Ft),Many Trees

Parking

  • Parking features: Driveway,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$183$2,196
Property Taxes $292$3,504
Electricity $238$2,859
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$325,000
2026-03-04Listed for sale$350,000

For Sale by Agent

AgentChristina Dugey-miscoe
BrokerageKeller Williams Realty

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