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31 Graham St #2, Jersey City, NJ, 07307

3beds
4baths
1,900sqft
$1,199,000
$631price/sqft
$8,081/moest. monthly cost
$323,240/yrincome needed

About This Home

Welcome to 31 Graham St, Unit 2 a 3 bedroom, 3 full bath, 1 half bath duplex by Green Home Developers, offering approximately 1,900 square feet of living space and RARE MULTI CAR SIDE BY SIDE GARAGE PARKING in Jersey City Heights. Your main level showcases an open concept living and dining area with 10 foot ceilings and oversized windows. Your chef’s kitchen features premium stainless steel appliances, waterfall quartz countertops, vented hood, and custom wood cabinetry, designed for both everyday living and entertaining. Your primary suite offers a walk-in closet with custom built-ins, and ensuite bath with floor to ceiling large format tile, a smart mirror, and top-of-the-line shower fixtures. Also on the main level are two additional spacious bedrooms with built-in closets, a full bathroom with double vanity, powder room, dedicated laundry area, linen and coat closets for added storage, and a flexible office space. Your rooftop expands your entertaining space offering sweeping NYC views. The XL garage offers RARE MULTI CAR SIDE BY SIDE GARAGE PARKING, plus additional private storage closets. Situated on a quiet stretch of Graham Street, known for its elevated position and sweeping NYC views, this home offers the perfect blend of tranquility and accessibility. Just moments from Central Avenue shops, the 9th Street Light Rail, Washington Park, and the restaurants along Palisade Avenue, you’ll enjoy both breathtaking surroundings and exceptional convenience. Square footage is approximate.

Getting Around

96
WalkingWalker's Paradise
71
TransitExcellent Transit
77
BikeVery Bikeable

Schools

6/10
Christa McAuliffe SchoolGrades PK-80.3 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Townhouse
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Terrace,Private Roof Top,1 Other Room
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Parking

  • Parking features: 2 Cars,Garage,See Remarks
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$252$3,024
Property Taxes $1,558$18,696
Electricity $209$2,513
Total$8,081$96,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,062/yr
40% on housing$242,430/yr
45% on housing$215,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$631This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$509
Hudson County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$1,149,000
2026-03-04Listed for sale$1,199,000

For Sale by Agent

AgentJOHN W POGGIOGALLE
BrokerageNEW AND MODERN GROUP LLC

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