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249 Amber Glen Dr, Locust, NC, 28097

5beds
5baths
3,324sqft
$579,990
$174price/sqft
$3,713/moest. monthly cost
$148,520/yrincome needed

About This Home

Experience exceptional new construction living at 249 Amber Glen Drive, Locust, North Carolina. This stunning 5-bedroom, 4.5-bathroom home built by M/I Homes offers 3,324 square feet of thoughtfully designed living space. Key Features: 5 spacious bedrooms with the owner's bedroom conveniently located upstairs 4 full bathrooms and a powder room Open-concept living space perfect for entertaining and daily living Quality construction by M/I Homes with attention to detail throughout 3-car garage The well-planned floorplan maximizes functionality while maintaining an inviting atmosphere. Each room has been carefully designed to offer both comfort and style. The upstairs owner's bedroom provides a private retreat, while the additional bedrooms offer flexibility for family, guests, or home office needs. Located in the desirable Locust area, this home sits in a neighborhood known for its quality design and family-friendly atmosphere. Residents enjoy proximity to Locust Dog Park, just a short distance away, providing recreational opportunities for outdoor enthusiasts. The area also offers convenient access to educational facilities. This new construction home represents an excellent opportunity to own a beautiful, well-appointed residence in one of North Carolina's most sought-after communities. With its combination of spacious living areas, quality construction, and desirable location, this home offers everything needed for comfortable m...

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Locust Elementary SchoolGrades K-50.9 mi
6/10
5/10
West Stanly High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,324 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$197$2,364
Property Taxes $275$3,300
Electricity $309$3,715
Total$3,713$44,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,302/yr
40% on housing$111,390/yr
45% on housing$99,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 28097$175
Stanly County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28097$177
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$588,565

New Construction Spec

AgentM/I Homes of Charlotte, LLC
BrokerageM/I Homes

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