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1331 S Copeland Street, Morrisville, MO, 65710

3beds
3baths
2,400sqft
$399,999
$167price/sqft
$2,625/moest. monthly cost
$105,000/yrincome needed

About This Home

Historic Cox family home has been lovingly renovated and restored from the foundation to the roof! All new everything! Sitting on 3 pastoral acres, this home has only had two Cox families in it since 1946. This 3 Bedroom, 2.5 bath home is fully handicapped accessible with elevator, bathtub, home generator, lighted stained glass, laundry room, and oversized garage with ramp entry into the kitchen area. This is a once in a lifetime, historic home, designed for today's modern family with low maintenance outside, energy savings inside and a generator - all on city water and sewer (with the option of adding the existing well). A must see to believe.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump,Storage Space,Interior Entry,Unfinished,Partial

Bedroom1

  • Area: 204.6
  • Dimensions: 11 x 18.6

Bedroom2

  • Area: 183.6
  • Dimensions: 12 x 15.3

Bedroom3

  • Area: 129.69
  • Dimensions: 9.9 x 13.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Area: 405
  • Dimensions: 15 x 27

Family Room

  • Area: 164.16
  • Dimensions: 14.4 x 11.4

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Central,Zoned,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,400 sqft

Kitchen

  • Area: 331.76
  • Dimensions: 11.6 x 28.6

Laundry

  • Area: 87
  • Dimensions: 11.6 x 7.5

Living Room

  • Area: 1599
  • Dimensions: 39 x 41

Property

Details

  • Parcel number: N/A

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 2.5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Drought

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$247$2,964
Property Taxes $173$2,076
Electricity $183$2,199
Total$2,625$31,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,000/yr
40% on housing$78,750/yr
45% on housing$70,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 65710$139
Polk County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 65710$210
Polk County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$350,000
2026-05-10Price change$399,999
2026-02-02Listed for sale$449,000
2026-02-02Pending sale$449,000
2025-12-16Price change$449,000
2025-08-11Listed for sale$495,000

New Construction

AgentJames W Hester
BrokerageOn the Homefront Realty

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