See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

31481 Spanish Mission Rd, San Antonio, FL, 33576

3beds
3baths
1,995sqft
$359,990
$180price/sqft
$2,415/moest. monthly cost
$96,600/yrincome needed

About This Home

Located in the gated community of Isla Mirada within the Mirada master-planned development, this Aruba floorplan offers a functional two-story layout with upgraded interior finishes and abundant natural light throughout. The home features three bedrooms, two and a half bathrooms, and an open-concept main living area designed for comfortable everyday living and entertaining. Large windows allow for a strong amount of natural light, enhancing the main living spaces. Luxury Vinyl Plank flooring extends throughout the main level, and the kitchen showcases upgraded light blue cabinetry, creating a distinctive focal point with a modern coastal feel. Upstairs, the primary suite is privately situated along with two additional bedrooms and a full bath. A 2-car garage provides added storage and convenience. Enjoy a covered lanai overlooking a peaceful pond view with no rear neighbors. Community amenities include gated access, proximity to the 15-acre Mirada Lagoon, and convenient access to shopping, dining, and major roadways.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
2/10
Pasco Middle SchoolGrades 6-86.7 mi
3/10
Pasco High SchoolGrades PK,9-125.1 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Wood Frame

Other

  • Builder model: Aruba
  • Builder name: DRB Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 108
  • Dimensions: 9x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,PrimaryBedroom Upstairs,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Low Emissivity Windows,Hurricane Shutters
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,995
  • Total interior livable area: 1,995 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Parcel number: 1025200080004000160
  • Attached to another structure: Yes
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Garden,Irrigation System,Lighting,Sidewalk,Storage
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 2,614 sqft
  • Features: Cleared,City Lot,In County,Landscaped,Level,Oversized Lot,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Common,Driveway,Garage Door Opener,Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$150$1,800
Property Taxes $245$2,940
Electricity $200$2,409
Total$2,415$28,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,800/yr
40% on housing$72,450/yr
45% on housing$64,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 33576$184
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33576$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$389,990
2026-03-04Listed for sale$394,795

New Construction Spec

AgentLisa Clay
BrokerageDRB GROUP REALTY, LLC

Similar Homes