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132 Southeast St, Charlottesville, IN, 46117

2beds
1baths
896sqft
$115,000
$128price/sqft
$857/moest. monthly cost
$34,280/yrincome needed

About This Home

Perfect starter home. Small town environment, great school system, extra large lot. 1.5 car garage and extra parking off alley. Beautiful brook. Large utility room. Glassed in front porch. Large eat-in kitchen. vacant Needs some work, could be sold as is or subject to repairs.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Fixer,Updated/Remodeled
  • Year built: 1960

Materials

  • Foundation: Cellar
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Hardwood Floors
  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 9x20

Laundry

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Master Bedroom

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Property

Details

  • Parcel number: 300835301003001011
  • Special condition: As Is,Sales Disclosure On File
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Glass Enclosed

Lot

  • Lot size: 0.37 Acres
  • Features: Access,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$27$324
Property Taxes $65$780
Electricity $184$2,212
Total$857$10,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,382/yr
40% on housing$25,710/yr
45% on housing$22,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 46117$229
Hancock County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 46117$191
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$115,000

For Sale by Agent

AgentPhilip Aaron
BrokerageLocation Realty

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