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1127 Munsey St, Morgantown, WV, 26505

2beds
1baths
971sqft
$355,000
$366price/sqft
$2,272/moest. monthly cost
$90,880/yrincome needed

About This Home

Lovely 2-bedroom home in a super convenient location. Featuring beautiful hardwood floors, a spacious living room with great flow into the kitchen and out to the patio, and a bathroom with a relaxing whirlpool tub with quality finishes. The primary bedroom includes a generous closet. Enjoy the private setting with a large deck for entertaining. A huge 3-car (34x25,850 sq ft) garage provides ample parking or major storage space. Basement is 20.8 x 27.8 with 6 ft. ceiling and painted concrete. See Agent Remarks

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Suncrest Primary SchoolGrades PK-51.2 mi
8/10
Suncrest Middle SchoolGrades 6-80.2 mi
7/10
Morgantown High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Brick/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Plumbed For Ice Maker
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Concrete

Bedroom2

  • Features: Wood Floor
  • Level: First
  • Area: 86.45

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Some Window Treatments,Double Pane Windows
  • Flooring: Wood,Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 971

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 971 sqft

Kitchen

  • Features: Vinyl Flooring
  • Level: First
  • Area: 143

Living Room

  • Features: Fireplace,Wood Floor
  • Level: First
  • Area: 265

Master Bedroom

  • Level: First
  • Area: 112

Property

Details

  • Parcel number: 311500550058

Features

  • Levels: 1
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Has spa: Yes
  • Fencing: Partial
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.28 Acres
  • Features: Level
  • Lot size dimensions: Irr

Parking

  • Total spaces: 3
  • Parking features: 2 Cars
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$163$1,956
Property Taxes $133$1,596
Electricity $181$2,178
Total$2,272$27,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,897/yr
40% on housing$68,160/yr
45% on housing$60,586/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 26505$145
Monongalia County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 26505$148
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$375,000

For Sale by Agent

AgentMACK KING
BrokerageCENTURY 21 AT YOUR SERVICE

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