124 Water Ave, Saint Michael, PA, 15951
About This Home
Stop renting and start building equity in this charming 2-bedroom, 1-bathroom home located on a quiet street in Forest Hills School District. This home has some great features, including a newer metal roof, durable vinyl siding, and energy-efficient double-pane windows. The main level offers a functional layout featuring a dedicated mudroom, a bright living room, and an eat-in kitchen, all finished with updated vinyl flooring. Upstairs, you will find two spacious bedrooms and a full bath, while the basement provides ample storage, laundry hookups, and an additional toilet. Outside, enjoy a flat backyard from the comfort of your covered porch, along with the convenience of covered off-street parking. With remarkably low taxes and a price point that makes homeownership more affordable than renting, this St. Michael gem is a must-see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Multi Pane,Screens
- Flooring: Hardwood,Vinyl
Heating
- Heating features: Forced Air,Oil
Interior Area
- Total structure area: 936
- Total interior livable area: 936 sqft
Property
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: .08
Parking
- Total spaces: 1
- Parking features: Covered
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $211 | $2,532 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $41 | $492 |
| Electricity | $224 | $2,692 |
| Total | $534 | $6,408 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-23 | Price change | $41,900 |
| 2026-04-13 | Pending sale | $44,900 |
| 2026-03-04 | Listed for sale | $44,900 |
For Sale by Agent
View on Zillow