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430 E E St #I, Ontario, CA, 91764

--beds
--baths
4,556sqft
$2,100,000
$461price/sqft
$13,269/moest. monthly cost
$530,760/yrincome needed

About This Home

Rare development and income opportunity in one of Ontario’s most sought-after residential neighborhoods. Situated on a prime corner lot, this six-unit property (six-plex) offers immediate rental income with significant upside—zoned to allow the addition of up to six ADUs, creating a compelling value-add investment. The existing six units have been thoughtfully updated, four of th units are 2 bed 1 bath and two of the units are 1 bed 1 bath, featuring modern finishes and bright, inviting interiors. Upgrades include brand-new tile flooring, refreshed kitchens with updated cabinetry and countertops, fresh interior paint, and beautifully renovated bathrooms with new tubs and tile surrounds. Select areas offer updated carpeting for added comfort, along with crown molding, new baseboards, and enhanced cabinetry throughout. Ceiling fans and large windows provide excellent airflow and abundant natural light, creating warm, livable spaces tenants appreciate. Set on an expansive lot, the property offers rare outdoor space for a multi-family asset, with lush green lawn areas and a sense of privacy not typically found in apartment living. The corner positioning enhances accessibility, layout flexibility, and future development potential. Infrastructure improvements include updated plumbing and electrical systems, with the property maintained in excellent condition—providing a solid foundation for both current cash flow and future expansion. All units have updated interior and exterior painting and have all been renovated, boasting of upgrades. Ideally located near shopping, dining, schools, and major commuter routes, this property blends quiet residential living with everyday convenience. Whether you’re looking to expand your portfolio or capitalize on Ontario’s strong rental demand and ADU-friendly zoning, this is a standout opportunity with both stability and growth potential.

Getting Around

64
WalkingSomewhat Walkable
31
TransitSome Transit
51
BikeBikeable

Schools

8/10
Central Language AcademyGrades K-80.2 mi
4/10
Chaffey High SchoolGrades 9-120.5 mi
4/10
Vina Danks Middle SchoolGrades 7-80.6 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: MultiFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Laundry features: Common Area

Features

  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total structure area: 4,556
  • Total interior livable area: 4,556 sqft

Property

Details

  • Parcel number: 1048251230000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front door
  • Pool features: None

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot,Drip Irrigation/Bubblers,Sprinklers In Front,Lawn,Landscaped,Level,Sprinkler System

Parking

  • Total spaces: 12
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 12
  • Covered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$398$4,776
Property Taxes $1,277$15,324
Electricity $976$11,723
Total$13,269$159,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$454,937/yr
40% on housing$398,070/yr
45% on housing$353,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 91764$308
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91764$491
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$2,100,000
2026-03-25Listing removed$1,895
2026-03-04Listed for rent$1,895

For Sale by Agent

AgentAnthony Grynchal
BrokerageeXp Realty of Greater Los Angeles

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