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4373 158th Ln NE, Andover, MN, 55304

5beds
4baths
4,741sqft
$1,299,900
$274price/sqft
$8,781/moest. monthly cost
$351,240/yrincome needed

About This Home

Build with Sharper Homes in Ham Lake's newest and sought after acreage lot development - Kohler Farms! This To-Be Built home does not show you pictures of a beautifully equipped home and advertises a price that includes far less. What you see is what is included in the list price! This thoughtfully designed home features a blend of timeless elegance and modern décor. The main level boasts three bedrooms, three bathrooms, a vaulted four-season porch, and a walk-in pantry with a workstation. The primary suite is a tranquil retreat, complete with a striking white oak slat wall and a vaulted private bathroom featuring a free-standing tub. Downstairs, you’ll find an inviting entertainment area with a beautiful wet bar, game room, large family room, exercise room, and two additional bedrooms with a bathroom. The oversized heated 6-car garage also includes a rough-in for a golf simulator and is ready for your finishing touches. Don’t miss the chance to inquire about adding an in-ground pool to your backyard! Sharper Homes offers an exclusive selection of executive lots set in this stunning new acreage development with ponds and wooded areas. Contact us today for a list of the lots we have available. Make this beautiful home yours or have us custom design the home perfect for you! We have off-MLS acreage lots available or we can build on your lot. Seller financing packages are available.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt,Pitched

Other

  • Builder name: SHARPER HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Cooktop,Dishwasher,Double Oven,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Drainage System,Finished,Full,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bedroom5

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Exercise Room

  • Level: Lower
  • Area: 234
  • Dimensions: 18x13

Family Room

  • Level: Lower
  • Area: 552
  • Dimensions: 24x23

Features

  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas,Living Room,Other,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,995
  • Finished area above ground: 2,475

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,741
  • Total interior livable area: 4,741 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Other

  • Level: Lower
  • Area: 285
  • Dimensions: 19x15

Other

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: Pending
  • Zoning description: Residential-Single Family
  • Foundation area: 2266

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 1.59 Acres
  • Features: Corner Lot,Tree Coverage - Light
  • Lot size dimensions: TBD

Parking

  • Total spaces: 6
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$791$9,492
Property Taxes $1,018$12,216
Electricity $399$4,798
Total$8,781$105,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,062/yr
40% on housing$263,430/yr
45% on housing$234,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$204
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-23Listed for sale$1,299,900

For Sale by Agent

AgentJames Stiller
BrokerageKeller Williams Classic Realty

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