209 Shell Road #3b, Surf City, NC, 28445
About This Home
Don't miss this perfect opportunity to own a piece of Island Paradise!! Coastal elegance awaits in this exceptional new-construction beach home, perfectly positioned just steps from the shoreline. Located 2nd row from the ocean, this residence offers the rare combination of modern craftsmanship and timeless coastal charm. With 4 spacious bedrooms and 4.5 beautifully appointed baths, the home is designed for both comfort and sophistication. Expansive windows invite natural light throughout, while thoughtful finishes create a serene, upscale atmosphere ideal for full-time living, vacationing, or investment. Whether entertaining guests or unwinding after a long day, this home offers the perfect backdrop for coastal living at its finest. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. This property is under construction. It is currently in the sheetrock stage.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Other,Slab,Pilings
- Roof: Metal
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Range,Ice Maker,Dryer,Disposal,Dishwasher
- Laundry features: In Hall
Basement
- Basement: None
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: Third
Family Room
- Level: Third
Features
- High Ceilings,Elevator,Ceiling Fan(s),Eat-in Kitchen
- Flooring: LVT/LVP
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 2,174
- Total interior livable area: 2,174 sqft
Kitchen
- Level: Third
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 774a298
- Zoning: R-15
- Special condition: Standard
Features
- Levels: Three Or More
- Pool features: None
- Patio & porch: Balcony
- Exterior features: Outdoor Shower,Cluster Mailboxes
- Fencing: None
- Has view: Yes
- View description: Ocean,Sound,Water
- Has water view: Yes
- Water view: Ocean,Sound,Water
- Waterfront features: Deeded Beach Access,Deeded Water Access
- Frontage type: See Remarks
- Living area range: 2000 - 2199
Lot
- Lot size: 1,306 sqft
- Features: Deeded Beach Access,Deeded Water Access,Other
- Lot size dimensions: TBD
Parking
- Parking features: Covered,Concrete,Off Street,On Site,Paved,On Street,Storage
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $202 | $2,424 |
| Property Taxes | $378 | $4,536 |
| Electricity | $202 | $2,429 |
| Total | $4,953 | $59,436 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $850,000 |
| 2026-03-05 | Listed for sale | $860,000 |
View on Zillow