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106 Getty Rd, Suffolk, VA, 23434

4beds
4baths
2,609sqft
$571,750
$219price/sqft
$3,927/moest. monthly cost
$157,080/yrincome needed

About This Home

Brand new home almost complete! Step into a beautifully designed two-story Dunnet home where elegance meets comfort. The refined Hardie Plank exterior complements a thoughtfully crafted floor plan. At the heart of the home, the kitchen features fantasy brown granite countertops, a spacious island, and 42-inch white soft-close cabinetry, ideal for daily living and entertaining. The primary suite offers a private retreat with a cozy sitting area. Its en-suite bath includes an oversized shower and a separate soaking tub for a spa-like experience. Enjoy seamless indoor-outdoor living with a screened porch perfect for relaxing. A rooftop deck, accessible from the primary bedroom, showcases sweeping views of the Nansemond River, an ideal setting for peaceful mornings and stunning sunsets.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
King's Fork High SchoolGrades 9-125.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Primary Sink-Double,Walk-In Closet(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,609 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 26FRH245
  • Zoning: RES

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Screened Porch
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Marsh

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,2 Space,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,891$34,692
Home Insurance *$276$3,312
Property Taxes $509$6,108
Electricity $251$3,015
Total$3,927$47,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,640/yr
40% on housing$117,810/yr
45% on housing$104,720/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$155
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentJay Osborough
BrokerageBHHS RW Towne Realty

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