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12145 Cobb Lake Rd, Wayland, MI, 49348

3beds
2baths
1,440sqft
$395,000
$274price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

This stunning 1,436 sq ft, 3-bedroom, 2-bath modern farmhouse sits on a 1.24-acre lot in the family-friendly town of Wayland, MI--known for its small-town charm, nearby lakes, parks, and easy access to major cities. It features a 2-car garage and partially finished basement. The open, inviting floor plan serves as the centerpiece of this state-of-the-art, system-built home, with opportunities to personalize finishes and design elements at various stages. The kitchen includes light Hanstone quartz countertops, white cabinetry, and stainless steel appliances. The master suite offers a spacious layout, large walk-in closet, and luxurious ensuite with double vanity, quartz countertop, and walk-in shower. For more details or to explore our technology-driven solutions, visit Immersive Homes' Design Center in Douglas, MI (or Williamston, MI). About Immersive Homes: We are a technology-based home builder specializing in system-built homes, pre-visualization, customization, and land planning. Renderings are for illustrative purposes only; options and finishes may vary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Page Elementary SchoolGrades 4-54.7 mi
6/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: In Unit

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 60
  • Dimensions: 12.00 x 5.00

Bedroom2

  • Level: Main
  • Area: 149.35
  • Dimensions: 14.50 x 10.30

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 123.25
  • Dimensions: 14.50 x 8.50

Features

  • Center Island,Eat-in Kitchen
  • Window features: Low-Emissivity Windows,Screens,Insulated Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 169.65
  • Dimensions: 14.50 x 11.70

Living Room

  • Level: Main
  • Area: 250.85
  • Dimensions: 14.50 x 17.30

Master Bathroom

  • Level: Main
  • Area: 55
  • Dimensions: 5.00 x 11.00

Master Bedroom

  • Level: Main
  • Area: 203
  • Dimensions: 14.50 x 14.00

Utility Room

  • Level: Main
  • Area: 74.8
  • Dimensions: 6.80 x 11.00

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door,Lever Door Handles

Details

  • Parcel number: 081601800111
  • Zoning description: Residential

Features

  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 1.24 Acres
  • Features: Wooded,Rolling Hills
  • Lot size dimensions: 246 x 220

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Barry County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$114$1,368
Property Taxes $315$3,780
Electricity $188$2,259
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 49348$180
Barry County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 49348$200
Barry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$544,900

New Construction

AgentLoren Romain
BrokerageImmersive Homes Real Estate

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