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5099 E Road NW, Ephrata, WA, 98823

2beds
1baths
1,218sqft
$435,000
$357price/sqft
$2,788/moest. monthly cost
$111,520/yrincome needed

About This Home

With this cozy farmhouse nestled into the hillside, start your country life dream today! This 7 acre, well-irrigated farm with a nearly 1200 sq. ft. 2 bed, 3/4 bath house and pole-built shop could be yours! Hand lines included, this property is ready for its forever owners. With a little TLC, this property could be a place to lay down roots and start your rural life of tranquil adventure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
6/10
Waterville High SchoolGrades 6-1211.9 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1954

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Cement/Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator(s)

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Den Office

  • Level: Main

Features

  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Wall Unit(s),Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 313634000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial
  • Residential vegetation: Brush

Lot

  • Lot size: 7 Acres
  • Features: Open Lot,Shop

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Wildfire
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Douglas County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$165$1,980
Property Taxes $275$3,300
Electricity $149$1,793
Total$2,788$33,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,588/yr
40% on housing$83,640/yr
45% on housing$74,346/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 98823$153
Douglas County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 98823$219
Douglas County$329

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$450,000

For Sale by Agent

AgentGavin McLaughlin
BrokerageCB Cascade RE - Wenatchee

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