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671/673 Pine Lake Dr, Sparta, GA, 31087

4beds
2baths
2,128sqft
$755,000
$355price/sqft
$5,172/moest. monthly cost
$206,880/yrincome needed

About This Home

TWO waterfront cabins, each with 2 bedrooms, 1 bath, and offering 1,064 sq ft of comfortable living space. These charming lake cabins are being sold together, creating a versatile property ideal for investment, family compounds, or shared lake living. 5 Additional 1 acre lots are included. Each cabin features a two-bay garage with full baths and an additional room that could be used as an additional bedroom. You also have direct lake access to Lake Sinclair, allowing you to fully enjoy boating, fishing, and lakeside relaxation. One parcel already includes a private dock, and the second parcel comes with an approved permit for an additional dock, offering immediate and future flexibility for watercraft access. Whether you envision a dual short-term rental setup, a primary residence with a guest home, or a multi-generational retreat, this combined offering provides endless possibilities in a highly desirable lakefront setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

2/10
Lewis Elementary SchoolGrades PK-517.4 mi
4/10
3/10
Hancock Central High SchoolGrades 9-1217.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: In Garage

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Separate Shower
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,128

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Kitchen

  • Features: Breakfast Bar,Pantry

Property

Details

  • Parcel number: 006D 022

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Privileges
  • Waterbody name: Lake Sinclair
  • Frontage type: Lakefront

Lot

  • Lot size: 6.90 Acres
  • Features: Other

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,817$45,804
Home Insurance *$545$6,540
Property Taxes $591$7,092
Electricity $219$2,637
Total$5,172$62,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,325/yr
40% on housing$155,160/yr
45% on housing$137,920/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 31087$136
Hancock County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 31087$143
Hancock County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$875,000
2026-01-09Listed for sale$850,000

For Sale by Agent

AgentBubba Hunt
BrokerageRE/MAX Eagle Creek Realty

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