See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3031 Hall Creek Rd, Inchelium, WA, 99138

3beds
1baths
1,248sqft
$479,000
$384price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Built in the 1940s, this charming 3-bedroom, 1-bath rancher offers privacy, usable acreage, and endless potential. Tucked away in a peaceful setting, the home features a durable metal roof, basement, covered porch and deck, a cozy pellet stove, and a spacious kitchen ready for gatherings. The property is well-equipped for work or hobbies with a 21' x 33' shop and an impressive 60' x 54' pole barn. A gravity-fed spring adds to the self-sufficient appeal. Take in magnificent views from the upper west side of the property and enjoy the seclusion and open space this 93-acre homestead provides. Whether you're dreaming of a hobby farm, recreational retreat, or private country estate, this property is ready for your vision. Bring your dreams and make them a reality here!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
8/10
Inchelium Middle SchoolGrades 6-83.4 mi
--
Inchelium High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Range,Dishwasher,Cooktop
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Fireplace features: Pellet Stove
  • Fireplace: Yes

Heating

  • Heating features: Pellet Stove

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 63322430001000
  • Zoning description: Residential
  • Other equipment: Satellite Dish

Features

  • Stories: 1
  • Patio & porch: Porch,Covered,Deck
  • Has view: Yes
  • View description: Mountain(s),Valley,Territorial
  • Topography of land: Steep, Southern Exposure, Level

Lot

  • Lot size: 93 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Ferry County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$174$2,088
Property Taxes $227$2,724
Electricity $149$1,793
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 99138$199
Ferry County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 99138
Ferry County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$479,000
2026-03-05Listed for sale$499,000

For Sale by Agent

AgentLen Brandt and Company
BrokerageHeart and Homes Northwest Realty-Colville

Similar Homes