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20 September Sage Trl, Collierville, TN, 38017

3beds
3baths
2,275sqft
$624,900
$275price/sqft
$3,889/moest. monthly cost
$155,560/yrincome needed

About This Home

Stunning 3BR/2.5BA Modern Farmhouse in the Highly Sought-After Piperton Preserve Subdivision Built by Mack Andrews! This 3 Bedroom 2.5 Bath Home features All 3 Bedrooms and 2.5 Baths Down. Beautiful Kitchen with Large Island and Custom Cabinets. Front Facing Screened Patio has Built-In Grill and Prep area that overlooks 5 Acre Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
4/10
West Junior High SchoolGrades 6-812.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: Mack Andrews

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 169

Bedroom3

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Area: 323

Dining Room

  • Area: 171

Features

  • All Bedrooms Down,Primary Down,Vaulted/Coffered Primary,Split Bedroom Plan,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Half Bath Down,Smooth Ceiling,High Ceilings,Vaulted/Coff/Tray Ceiling,Walk-In Closet(s),Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,1/2 Bath,2 or More Baths,Laundry Room,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,In Den/Great Room,Factory Built,Ventless
  • Fireplace: Yes
  • Attic: Permanent Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,275 sqft

Kitchen

  • Features: Breakfast Bar,Kit/DR Combo,Pantry
  • Area: 260

Living Room

  • Features: LR/DR Combination

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 210

Property

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Screen Porch
  • Exterior features: Auto Lawn Sprinkler,Gas Grill
  • Fencing: Wrought Iron

Lot

  • Lot size: 8,100 sqft
  • Features: Level,Professionally Landscaped
  • Lot size dimensions: 60 x 135

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Faces Rear
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance $375$4,500
Property Taxes $171$2,052
Electricity $184$2,218
Total$3,889$46,668

Income You'd Need if You Spent...

35% on housing$133,337/yr
40% on housing$116,670/yr
45% on housing$103,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 38017$194
Fayette County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 38017$177
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$624,900
2026-03-06Pending sale$624,900
2026-03-06Listed for sale$624,900
2026-03-06Pending sale$624,900
2026-03-05Listed for sale$624,900

For Sale by Agent

AgentGary Garrison
BrokerageBHHS McLemore & Co. Realty

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