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101 W Broadway St, Fairfield, IL, 62837

3beds
1baths
0sqft
$69,900
--price/sqft
$700/moest. monthly cost
$28,000/yrincome needed

About This Home

This charming 2-3 bedroom, 1 bath bungalow offers approximately 1,100 square feet of living space and features a beautiful front porch that spans the front of the home, perfect for relaxing. This move-in ready property has seen several 2025 updates including a new furnace, new water heater, and new window unit. With low annual taxes of just $741.70, this home is an affordable option for homeowners. **More pictures coming soon**

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Carpet
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,100

Property

Details

  • Parcel number: 2150119010
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch

Lot

  • Lot size: 8,712 sqft
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Earthquake
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$146$1,752
Property Taxes $71$852
Electricity $130$1,569
Total$700$8,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,000/yr
40% on housing$21,000/yr
45% on housing$18,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62837$88
Hamilton County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 62837
Hamilton County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$74,900
2026-03-05Listed for sale$79,900

For Sale by Agent

AgentAmy Hooper
BrokeragePollard Realty

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