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8874 Us Route 9W, Athens, NY, 12015

3beds
2baths
2,016sqft
$415,000
$206price/sqft
$3,095/moest. monthly cost
$123,800/yrincome needed

About This Home

Experience the enduring elegance of the Hudson Valley in this gorgeous 1880 Colonial! This home offers a fantastic combination of historical charm and modern comforts, with over 2,000 square feet of light-filled space, defined by grand proportions, historic millwork, and classic hardwood flooring, it as functional as it is beautiful! Situated on over two pristine acres in Athens. Live and work from home as this property is both zoned residentially and commercial. Close proximity to the quaint town of Athens with great restaurants, breweries, and a local farmers market all nearby! The property serves as a gateway to the region's finest natural amenities-from the tranquil waters of the Hudson River and Catskill Creek to Greenes Lake which is a prime swimming, fishing and kayaking site. In the winter, the rugged slopes of the Catskill Mountains and Windham Ski Mountain are within driving distance. Athens is ideally located in the heart of it all! Located just a short drive from Hudson's Amtrak Station, NYS Thruway and villages of Catskill, Coxsackie and Leeds- this is the quintessential Upstate Retreat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
4/10
Catskill Middle SchoolGrades 6-82.8 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1880

Materials

  • Foundation: Block,Stone
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1880

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Electric Oven,Oven,Refrigerator,Washer
  • Laundry features: In Bathroom

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Full Bath,Ceiling Fan(s),Chandelier,Eat-in Kitchen,Entrance Foyer,Formal Dining,Natural Woodwork,Open Floorplan,Open Kitchen,Original Details,Pantry,Recessed Lighting,Storage,Walk Through Kitchen
  • Window features: Insulated Windows,Wall of Windows
  • Flooring: Hardwood
  • Attic: Pull Stairs,Unfinished

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 19228913900000050010000000
  • Special condition: None
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Other
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.17 sqft
  • Features: Back Yard,Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Off Street,Private,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$184$2,208
Property Taxes $480$5,760
Electricity $333$3,997
Total$3,095$37,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,114/yr
40% on housing$92,850/yr
45% on housing$82,533/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 12015$290
Greene County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 12015
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$499,999
2026-04-17Price change$519,999
2026-03-26Price change$522,500
2026-03-05Listed for sale$525,000

For Sale by Agent

AgentKathy Ann Shumway
BrokerageWin Morrison Realty

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