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1108 W Noble St, Troup, TX, 75789

2beds
1baths
748sqft
$60,000
$80price/sqft
$653/moest. monthly cost
$26,120/yrincome needed

About This Home

Located in Troup, Texas, this two-bedroom, one-bathroom home sits on approximately 0.38 acres, offering a spacious yard with room for outdoor use and future improvements. The home features approximately 748 square feet of living space and provides a practical layout that includes a living area, kitchen, two bedrooms, and a full bathroom. The large lot offers flexibility for a variety of potential uses, including gardening, outdoor seating areas, storage buildings, or additional landscaping. With nearly four-tenths of an acre, there is ample space to enjoy outdoor living while still being within the city of Troup. This property presents an opportunity for buyers looking to purchase an affordable home with potential to update or personalize over time. Whether you are looking for a starter home, rental investment, or a property to renovate, this home offers a manageable size and a convenient location within the Troup community. With its combination of a residential setting, generous lot size, and simple floor plan, this property offers a solid foundation for someone ready to make it their own in Troup, Texas.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Troup Elementary SchoolGrades PK-50.8 mi
6/10
Troup Middle SchoolGrades 6-81.4 mi
7/10
Troup High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other/See Remarks,Other Water Heater (See Remarks)

Bathroom

  • Features: Other /See Remarks

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other/See Remarks

Features

  • Other/See Remarks
  • Flooring: Other/See Remarks
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other/See Remarks
  • Cooling features: Other/See Remarks

Interior Area

  • Total structure area: 748
  • Total interior livable area: 748 sqft

Property

Details

  • Special condition: None,As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other/See Remarks
  • Fencing: Chain Link

Lot

  • Lot size: 0.38 Acres
  • Features: Subdivision Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$55$660
Property Taxes $57$684
Electricity $238$2,859
Total$653$7,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,388/yr
40% on housing$19,590/yr
45% on housing$17,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 75789$201
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75789$173
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Price change$60,000
2026-03-05Listed for sale$75,000

For Sale by Agent

AgentKristi Martin
BrokerageKristi Martin Realtor LLC

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