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431 Powell Valley Marine Rd, La Follette, TN, 37766

2beds
2baths
1,310sqft
$599,000
$457price/sqft
$3,771/moest. monthly cost
$150,840/yrincome needed

About This Home

Play, Relax, Unwind, & Let the Magic Begin! This adorable cottage is quite the charmer! Sitting on large double lot, home features lake access with concrete steps to year round water and a large one bay covered dock with swim platform, plus storage. Spacious yard with privacy fencing offers plenty of room to play and enjoy the great outdoors. There is plenty of parking with 2 carports plus a garage. Looking for extra storage? There is a spacious outbuilding that previous owner used as a bunkhouse. Featuring 2 bed, 2 bath, and beautiful views of both Norris Lake and the mountain, the inside of this home offers just as much charm as the outside. Cozy up to the wood burning fireplace in the living room with large windows with fantastic view of the lake. Home has newer roof, siding, and windows, plus new heat pump (2024) and dishwasher (2025). Replaced back fence (2022) and front fence (2024). Looking to socialize, this charmer is situated in Rogers Boat Dock community which offers marina, restaurant, boat ramp, and lake access. Dream Home, Forever Home, Vacation Home - Whatever you desire, this one can be yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Eat-in Kitchen
  • Window features: Drapes
  • Flooring: Laminate,Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,310
  • Total interior livable area: 1,310 sqft

Property

Details

  • Parcel number: 061K B 033.00

Features

  • Exterior features: Dock
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Waterfront features: Lake/Water Access

Lot

  • Lot size: 0.34 Acres
  • Features: Current Dock Permit on File,Level
  • Lot size dimensions: 74 x 200

Parking

  • Total spaces: 8
  • Parking features: Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $389$4,668
Property Taxes $179$2,148
Electricity $175$2,103
Total$3,771$45,252

Income You'd Need if You Spent...

35% on housing$129,291/yr
40% on housing$113,130/yr
45% on housing$100,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 37766$240
Campbell County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 37766$183
Campbell County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$599,000
2026-03-24Listing removed$815,000
2026-03-05Listed for sale$815,000

For Sale by Agent

AgentMarti Smith
BrokerageNorris Lake Realty

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