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4B Cottage Court, Manchester Township, NJ, 08759

2beds
2baths
1,392sqft
$198,500
$143price/sqft
$1,542/moest. monthly cost
$61,680/yrincome needed

About This Home

Situated on a quiet cul-de-sac in the desirable Crestwood Village V adult community, this home offers a peaceful setting within a well-established neighborhood. The interior features original finishes and includes a bright three-season room, perfect for enjoying extra living space throughout much of the year. The home also offers attic storage, a one-car garage, and driveway parking. With a low monthly HOA fee and a convenient location within the community, this property presents a great opportunity in Crestwood Village V.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Whiting Elementary SchoolGrades PK-51.0 mi
3/10
3/10
Manchester High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Property

Details

  • Parcel number: 190007512000043
  • Attached to another structure: Yes
  • Zoning description: Residential
  • Exclusions: Personal Property

Features

  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 31 x 138

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance *$112$1,344
Property Taxes $234$2,808
Electricity $193$2,318
Total$1,542$18,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,868/yr
40% on housing$46,260/yr
45% on housing$41,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 08759$135
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08759$214
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$199,000

For Sale by Agent

AgentDavid Lazaro
BrokerageKeller Williams Shore Properties

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