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135 Railcar Way, Clayton, NC, 27520

3beds
3baths
2,120sqft
$406,900
$192price/sqft
$2,650/moest. monthly cost
$106,000/yrincome needed

About This Home

The Maple beautifully ties indoor and outdoor living together. From the moment you walk up to the sweeping front porch, you can envision sitting on the porch enjoying the summer breeze and waving at your neighbors as they stroll by. Once you're inside, you'll experience the open flow of the great room, kitchen and dining room, providing ample views of your backyard and keeping the open space light and bright. With the Maple's optional features like a rear covered porch, gas fireplace and gourmet kitchen, you can enhance the living space to suit your taste. The upstairs of the Maple can elevate your standard of living. A large laundry room is conveniently located in the hallway and can accommodate an optional laundry sink and cabinets to make the best use of the space. The loft, which can serve your family as a playroom or media room, can also be converted into a fourth bedroom depending on what will make the most sense for your family's needs. For the Owner's Suite, you'll have fine details like a tray ceiling, walk-in closet and several options to enhance the en suite bathroom. Located within 2 miles of vibrant Downtown Clayton, this move-in-ready home is nestled in the final phase of the picturesque Highgate community. Highgate offers the ideal blend of small-town charm and big-town convenience, with quick access to the Waterfront District, White Oak, and Downtown Raleigh. Shopping, dining, entertainment, and recreation are all right at your fingertips. Families appreciate being less than a 5-mile drive from Cooper Academy, Riverwood Middle School, and Clayton High School. When the school day ends, adventure is never far--launch kayaks just around the corner, challenge the kids to a game at the local arcade, or cool off at the newly renovated Municipal Park Splashpad. Prefer to stay close to home? Highgate residents enjoy an exclusive amenity center featuring an outdoor pool, fitness equipment, and a community clubhouse, all surrounded by access to the invigorating Greenway Trails. Come see us and discover if the Maple can be your family's perfect home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Cooper ElementaryGrades PK-51.8 mi
4/10
Riverwood MiddleGrades 6-83.2 mi
5/10
Clayton HighGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Chesapeake Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,120

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 2,120 sqft

Property

Details

  • Parcel number: 05G01038D
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,057$24,684
Home Insurance *$176$2,112
Property Taxes $217$2,604
Electricity $200$2,405
Total$2,650$31,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,857/yr
40% on housing$79,500/yr
45% on housing$70,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$406,900
2026-03-06Listed for sale$415,900

New Construction Spec

AgentDeborah Darmetta
BrokerageFonville Morisey & Barefoot

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