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4631 Ridge COURT, Manitowoc, WI, 54220

4beds
3baths
2,632sqft
$529,900
$201price/sqft
$3,748/moest. monthly cost
$149,920/yrincome needed

About This Home

New construction by Sonnenburg Builders offering 4 bedrooms & 3 baths with impressive curb appeal. Step inside to a vaulted ceiling & spacious open floor plan featuring a stunning stone gas fireplace w/ floating shelves in the living rm. The adjacent dining area has a sliding door to the patio & flows into a beautiful kitchen fully equipped w/ S.S. appliances, quartz countertops & a walk-in pantry w/ shelving & extra cabinetry. Main floor laundry and a convenient drop zone lead to the oversized 3.5+ stall garage w/ a 31+ft third bay perfect for a boat, 4th car, or toys. Three main-level bedrooms include a master ste w/ WIC & private bath. The finished LL adds nearly 1,000+/- sq ft w/ a 4th bedroom, full bath & family/rec rm. Far from your typical spec home w/ tasteful upgrades throughout!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
5/10
4/10
Lincoln High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Brick/Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Concrete,Sump Pump

Bathroom

  • Features: Shower on Lower,Tub Only,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Main
  • Area: 156

Bedroom4

  • Level: Lower
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 153

Features

  • High Speed Internet,Pantry,Cathedral/vaulted ceiling,Walk-In Closet(s),Kitchen Island
  • Finished area below ground: 960
  • Finished area above ground: 1,672

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Kitchen

  • Level: Main
  • Area: 187

Living Room

  • Level: Main
  • Area: 456

Master Bedroom

  • Level: Main
  • Area: 182

Property

Details

  • Parcel number: 617012060
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Living area range: 2501-3000,2501 or more

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 3.5
  • Parking features: Garage Door Opener,Attached,3 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$244$2,928
Property Taxes $578$6,936
Electricity $247$2,967
Total$3,748$44,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,502/yr
40% on housing$112,440/yr
45% on housing$99,946/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 54220$180
Manitowoc County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54220$152
Manitowoc County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$539,900
2026-03-06Listed for sale$549,900

New Construction

AgentAugust Richter
BrokerageKeller Williams-Manitowoc

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