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12535 Blue Jay Trl, Fort Wayne, IN, 46814

4beds
4baths
2,835sqft
$769,900
$272price/sqft
$5,495/moest. monthly cost
$219,800/yrincome needed

About This Home

BACK ON MARKET! OPEN SUNDAY 2-4PM: Don't miss this new Kiracofe Homes 4 bedroom, 3.5 bath two story with pond views in SWA's newest subdivision, Mercato. This modified Raul III floorpan features a double front door entry into a two story foyer with a grand, all-wood tread staircase and decorative handrail that makes a statement from the minute you walk in. The color-drenched den with intricate millwork completes the dramatic entrance. The living room showcases artisan style arched bookcases surrounded by an all-stone fireplace wall for an earthy, cozy feel. It opens to a spacious kitchen with eat-in island, custom wood range hood, work station sink, coffee bar/buffet area and large walk-in pantry. The primary bedroom is expansive with a spa-like en suite bathroom that features a soaking tub and luxurious walk-in tiled shower. A powder room, den and mudroom/laundry complete the main floor amenities. A large, open loft space greats you at the top of the steps. Great for a toy room, game room, or second living room, the upstairs loft plus 3 bedrooms and 2 full baths provides ample entertaining and living space. Enjoy pond views from the covered back patio. Fully irrigated with the front yard fully landscaped, this home also includes a french door refrigerator, gas range, microwave, dishwasher, water softener and gas hook-up for outdoor grilling.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

7/10
7/10
Woodside Middle SchoolGrades 6-80.4 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding,Fiber Cement

Other

  • Builder name: Kiracofe Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Exhaust Fan,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • 1st Bdrm En Suite,Bar,Breakfast Bar,Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Main Level Bedroom Suite
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,835

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,649
  • Total interior livable area: 2,835 sqft

Kitchen

  • Level: Main
  • Area: 187

Living Room

  • Level: Main
  • Area: 340

Office

  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: 021108299009.000038

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Assoc,Pond

Lot

  • Lot size: 0.29 Acres
  • Features: Near Walking Trail,Landscaped
  • Lot size dimensions: 90x140

Parking

  • Total spaces: 3.5
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$323$3,876
Property Taxes $1,020$12,240
Electricity $259$3,118
Total$5,495$65,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,400/yr
40% on housing$164,850/yr
45% on housing$146,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 46814$189
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46814$149
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$769,900

New Construction

AgentErin Poiry
BrokerageMike Thomas Assoc., Inc

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