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4520 Outhaul Run, Palmetto, FL, 34221

5beds
4baths
2,749sqft
$469,999
$171price/sqft
$3,300/moest. monthly cost
$132,000/yrincome needed

About This Home

Discover exceptional new construction living at 4520 Outhaul Run Palmetto. This thoughtfully designed 5-bedroom, 4-bathroom home offers 2,749 square feet of contemporary comfort, expertly built by M/I Homes. The open-concept living space creates seamless flow between the main living areas, perfect for both daily life and entertaining. The owner's bedroom is conveniently located on the main level, providing single-story convenience with the owner's en-suite bathroom offering a private retreat. Key features include: 5 spacious bedrooms with the owner's bedroom on the main floor 4 well-appointed bathrooms 2,749 square feet of living space Open-concept design connecting living areas 2-car garage The neighborhood setting provides easy access to local parks and recreational opportunities, making it ideal for families who value outdoor activities. The area's proximity to parks ensures convenient access to green spaces and community amenities. This home showcases quality design elements throughout, with attention to detail evident in every room. The floorplan maximizes both functionality and comfort, creating distinct spaces while maintaining the open feel that today's buyers seek. Experience the benefits of new construction with builder warranties, energy-efficient features, and the peace of mind that comes with being the first owner of this well-crafted home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
2/10
Palmetto High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total interior livable area: 2,749 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$351$4,212
Property Taxes $297$3,564
Electricity $276$3,319
Total$3,300$39,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,142/yr
40% on housing$99,000/yr
45% on housing$88,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 34221$139
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34221$207
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$499,999
2026-03-06Listed for sale$533,759

New Construction Spec

BrokerageM/I Homes

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