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1040 E OSBORN Road #803, Phoenix, AZ, 85014

2beds
2baths
1,981sqft
$729,000
$368price/sqft
$4,376/moest. monthly cost
$175,040/yrincome needed

About This Home

Refreshed & Understated elegance at Crystal Point, where classic urban sophistication meets the potential for a distinctly personal expression of home. Watch the sunlight on Piestewa Peak, Camelback Mountain & the midtown skyline as you gaze across the glass railed balcony from your breakfast room. Sliding glass doors lead from the terrace to the living room & master bedroom suite as well. The northern light also graces the 2nd bedroom/den. The dramatic entrance to the Great room/dining room with 9 1/2 ft ceilings add to the atmosphere of gracious living in this floorplan. The community provides concierge/doorman service, 24 hour security, underground parking (with 2 spaces), a gym, a resort style heated pool and spa. This little known secret in the heart of central Phoenix is a must see

Getting Around

54
WalkingSomewhat Walkable
52
TransitGood Transit
53
BikeBikeable

Schools

9/10
2/10
North High SchoolGrades 9-120.6 mi
4/10
Osborn Middle SchoolGrades 7-82.1 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Built-Up
  • Construction materials: Stucco,Steel Frame,Painted

Other

  • Builder name: Lincor

Type & Style

  • Home type: Apartment
  • Architectural style: Contemporary
  • Property subType: Apartment

Interior

Appliances

  • Appliances included: Dryer,Washer,Water Softener Owned,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Oven,Electric Cooktop,Built-In Electric Oven,Water Purifier
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Granite Counters,Double Vanity,Eat-in Kitchen,9+ Flat Ceilings,No Interior Steps,Full Bth Master Bdrm,Separate Shwr & Tub
  • Flooring: Carpet,Stone,Tile
  • Common walls with other units/homes: Neighbor Below,Neighbor Above

Heating & Cooling

  • Heating features: Zoned,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,981
  • Total interior livable area: 1,981 sqft

Property

Details

  • Parcel number: 11817380
  • Attached to another structure: Yes

Features

  • Stories: 18
  • Exterior features: Balcony,Storage
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: City,City Lights,Mountain(s)

Lot

  • Lot size: 1,974 sqft
  • Features: North/South Exposure,Desert Back,Desert Front,Grass Back,Auto Timer H2O Front,Auto Timer H2O Back,Irrigation Front,Irrigation Back

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Storage,Assigned,Community Structure
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance $207$2,484
Property Taxes $267$3,204
Electricity $216$2,603
Total$4,376$52,512

Income You'd Need if You Spent...

35% on housing$150,034/yr
40% on housing$131,280/yr
45% on housing$116,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 85014$254
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85014$357
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Listed for sale$729,000
2026-04-09Sold$495,000
2026-03-06Listed for sale$499,000

For Sale by Agent

AgentDeborah L Frazelle
BrokerageColdwell Banker Realty

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