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5040 Harmony Cir APT 105, Vero Beach, FL, 32967

1beds
2baths
871sqft
$230,000
$264price/sqft
$1,747/moest. monthly cost
$69,880/yrincome needed

About This Home

Enjoy the fabulous lifestyle of Grand Harbor! Rare 1st floor condo just steps away from the pool. Grab a book & relax on your screened in porch. Unit has been re-piped. Great central location...Close to the river, beaches, Riverside Park, Ocean Dr shopping, Miracle Mile and everything Vero has to offer! Sizes are approx/subj to error.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-81.1 mi
5/10
Vero Beach High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Three Story
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Water Heater,Disposal,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedroom

  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),French Door(s)/Atrium Door(s)
  • Door features: French Doors
  • Window features: None
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 871 sqft

Kitchen

  • Dimensions: 10x10

Living Room

  • Dimensions: 17x15

Property

Details

  • Parcel number: 32392300003000300015.0
  • Attached to another structure: Yes
  • Zoning: ,
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Electric Heat,Heated,Pool,Community
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Enclosed Porch,Porch
  • Has view: Yes
  • View description: Golf Course
  • Waterfront features: None
  • Living area range: 801-1000

Lot

  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Assigned,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$251$3,012
Property Taxes $136$1,632
Electricity $197$2,366
Total$1,747$20,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,897/yr
40% on housing$52,410/yr
45% on housing$46,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 32967$248
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32967$233
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$230,000
2026-03-06Listed for sale$240,000

For Sale by Agent

AgentDebbie Noonan
BrokerageDale Sorensen Real Estate Inc.

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