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4605 Sherman Park Dr #13E, Saint Charles, MO, 63303

2beds
3baths
1,388sqft
$213,000
$153price/sqft
$1,530/moest. monthly cost
$61,200/yrincome needed

About This Home

Updated 2 bed 3 bath, 2 car garage Townhome! spacious 2 primary bedrooms with both having their own private full bath with walk in closets and ceiling fans. Enter into the spacious family room with gas fireplace. The kitchen has beautiful white cabinets and a breakfast bar and large pantry. The refrigerator is also included. Newer microwave and garbage disposal. Walk out to your private deck. All furniture is available. You could just walk in with everything you need. Washer and dryer included. This is a great opportunity to live in a great location off Hwy 94 mins from 364 and Hwy 70.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
8/10
Barnwell Middle SchoolGrades 6-83.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Plumbed For Ice Maker,Microwave,Built-In Electric Range,Electric Range,Refrigerator,Washer/Dryer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Partial,Unfinished,Walk-Out Access

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Features

  • Breakfast Bar,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Dining/Living Room Combo,High Speed Internet,Kitchen/Dining Room Combo,Pantry,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Insulated Windows,Screens,Storm Window(s),Window Coverings,Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Log,Gas Starter
  • Fireplace: Yes
  • Finished area above ground: 1,388

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,388 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main

Property

Details

  • Parcel number: 3002B842400013E.0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: Community,In Ground,Outdoor Pool
  • Fencing: None

Lot

  • Lot size: 688.25 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Basement,Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,077$12,924
Home Insurance *$124$1,488
Property Taxes $188$2,256
Electricity $141$1,693
Total$1,530$18,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,457/yr
40% on housing$45,900/yr
45% on housing$40,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$195
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$223,000

For Sale by Agent

AgentDebbie Jacobson
BrokerageColdwell Banker Realty - Gundaker

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