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13413 Cozy Ct, Charlotte, NC, 28215

3beds
3baths
2,578sqft
$595,000
$231price/sqft
$3,794/moest. monthly cost
$151,760/yrincome needed

About This Home

**NEW CONSTRUCTION** Welcome to the REDWOOD, a beautifully designed 3 bed-2.5 bath home filled with natural light, open spaces, and timeless Southern charm. Thoughtfully crafted with designer finishes throughout, this home offers both elegance and everyday comfort. The spacious Primary Suite features tray ceiling, TWO CLOSETS and a spa-inspired bath with quartz countertops, undermount rectangular sinks, frameless shower doors, a no-barrier tile shower floor, comfort-height soft-close toilet, and a hand-held shower head. An impressive coffered ceiling and gas fireplace in the Great Room add character, while expansive windows and double French doors in the Library bring in abundant natural light. Ceiling fans in the Great Room, Library, Primary Suite, and screened porch keep every space comfortable. The gourmet Kitchen is perfect for entertaining with quartz counters, tile backsplash, GE stainless appliances, gas cooktop with vented hood, built-in oven and microwave, soft-close drawers, pull-out base cabinets, under-cabinet lighting, and a convenient Butler’s pantry. Luxury EVP flooring flows through the main living areas and Primary Suite for a seamless, upscale look. Enjoy outdoor living on the extended 8' screened porch. Additional highlights include a 4' garage extension with light attic storage above (pull-down stairs), a 4-lite glass exterior door, and LED lighting throughout. Upgraded paint, refined designer touches, and thoughtful details create a home that feels bright, open, and effortlessly elegant.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

9/10
Clear Creek ElementaryGrades PK-50.9 mi
5/10
Northeast MiddleGrades 6-83.9 mi
3/10
Rocky River HighGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: Redwood / BS
  • Builder name: Kolter Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Tankless Water Heater,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,578

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,578
  • Total interior livable area: 2,578 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 11122282
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: In-Ground Irrigation,Lawn Maintenance
  • Spa features: Community

Lot

  • Lot size: 0.20 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$204$2,448
Property Taxes $342$4,104
Electricity $240$2,881
Total$3,794$45,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,080/yr
40% on housing$113,820/yr
45% on housing$101,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$177
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$729,990
2026-04-02Listing removed$699,990
2026-03-06Listed for sale$699,990

New Construction

AgentEmilie Davis
BrokerageEXP Realty LLC Mooresville

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