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6490 Calverton Dr Unit 201, Frederick, MD, 21703

2beds
2baths
0sqft
$320,000
--price/sqft
$2,216/moest. monthly cost
$88,640/yrincome needed

About This Home

PRICE IMPROVEMENT....Spacious 2 bedroom, 2 bath condo with over 1500 sq ft of comfortable living space. The building is a secure building with elevator access to make the trip to your front door a breeze. Once inside the space opens up to a large living room and dining area overlooked by the adjoining kitchen with granite countertops and stainless steel appliances to include a gas range. Great for entertaining! There are two large bedrooms with the primary situated away from the secondary bedroom and both with large walk-in closets. There is also a bonus space off the second bedroom perfect for an office, crafting area, or any other needs you might have. Community amenities include a clubhouse, fitness center, outdoor pool, tot lots and walking trails. A fantastic location close to dining, shopping, major commuter routes and, best of all, NO CITY TAXES.

Getting Around

5
WalkingCar-Dependent
9
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10
Tuscarora High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1123592057
  • Attached to another structure: Yes
  • Zoning: U
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$67$804
Property Taxes $250$3,000
Electricity $281$3,374
Total$2,216$26,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,977/yr
40% on housing$66,480/yr
45% on housing$59,093/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$176
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$320,000
2026-06-09Price change$329,000
2026-03-20Price change$339,000
2026-03-07Listed for sale$349,900

For Sale by Agent

AgentBob Jackson
BrokerageLong & Foster Real Estate, Inc.

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