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509 Last Resort Ct #1-6, Cumberland, KY, 40823

23beds
9baths
6,464sqft
$610,000
$94price/sqft
$4,963/moest. monthly cost
$198,520/yrincome needed

About This Home

This 6 unit complex along with the 4 unit complex at 601 Cannon House Ct are offered at $660,000 for both. This unit houses 3 three bedroom units and 3 two bedroom units.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
4/10
Harlan County High SchoolGrades 9-1216.7 mi
3/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level,Upper Level,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 23
  • Bathrooms: 9
  • Full bathrooms: 6
  • 1/2 bathrooms: 3

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 6,464
  • Total interior livable area: 6,464 sqft

Property

Details

  • Parcel number: 1984001050
  • Zoning: Other
  • Zoning description: Residential

Lot

  • Lot size: 0.89 Acres

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Winter Weather
Hail
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$993$11,916
Property Taxes $376$4,512
Electricity $510$6,125
Total$4,963$59,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,160/yr
40% on housing$148,890/yr
45% on housing$132,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 40823$123
Harlan County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 40823
Harlan County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$660,000

For Sale by Agent

AgentJeff Wilder
BrokerageScott Hogue & Associates Realty

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