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20 Arbordale Ct, Algonquin, IL, 60102

2beds
3baths
1,300sqft
$289,900
$223price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

WELCOME HOME TO THIS BEAUTIFULLY UPDATED 2-BEDROOM, 2.1-BATHROOM TOWNHOME IN THE HIGHLY DESIRABLE WILLOUGHBY FARMS SUBDIVISION! This light-filled home (1300 square feet) features an open floor plan with a spacious family room showcasing a cozy fireplace and oversized sliding glass doors that fill the space with natural light while providing access to the private patio. The family room flows seamlessly into the dining area, creating the perfect layout for everyday living and entertaining. Recent updates include new carpet throughout, new luxury vinyl plank flooring in the kitchen and two bathrooms, fresh interior paint, and new stainless steel kitchen appliances. The kitchen offers a convenient eating area for casual dining. The main level also includes a convenient half bath. Upstairs, you'll find the laundry room ideally located for added convenience and two generous primary suites, each with its own private ensuite bath featuring a tub/shower combination and a dedicated linen closet. One suite features a vaulted ceiling and walk-in closet, while the second offers two spacious closets plus a ceiling fan. Additional highlights include an attached one-car garage with overhead storage and a lovely patio overlooking open green space-perfect for relaxing or enjoying summer. Located within highly regarded District 300 schools. Ideally situated near the Randall Road corridor, you'll enjoy easy access to shopping, dining, parks, and everyday conveniences. This move-in ready home combines comfort, style, and an outstanding location. Don't miss this exceptional opportunity! *Please note there is no homestead exemption on this property.**

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Upper Level,Washer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Family Room

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Features

  • Window features: Screens
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,300 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Luxury Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 80
  • Dimensions: 8X10

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Second
  • Area: 180
  • Dimensions: 12X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0305178045
  • Special condition: None
  • Other equipment: TV-Cable,Ceiling Fan(s)

Features

  • Patio & porch: Patio

Lot

  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$109$1,308
Property Taxes $526$6,312
Electricity $130$1,569
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 60102$199
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60102$192
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2016-03-08Listing removed$1,250
2016-02-24Listed for rent$1,250
2015-12-22Listing removed$1,250
2015-09-19Listed for rent$1,250
2015-06-06Listing removed$1,250
2015-05-26Listed for rent$1,250
2006-06-27Sold$175,000
2004-01-12Sold$154,000
2002-08-21Sold$139,000
1995-09-05Sold$110,500

For Sale by Agent

AgentJoanne Spagnola
BrokerageBaird & Warner Fox Valley - Geneva

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