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982 David Dr, Grand Forks, ND, 58201

4beds
3baths
2,644sqft
$467,272
$177price/sqft
$3,163/moest. monthly cost
$126,520/yrincome needed

About This Home

Completed 1322 Rambler/Ranch with fully finished basement! Custom kitchen with quartz countertops, walk in pantry, and laundry on main! Spacious master suite with walk-in shower. Huge, finished basement with two additional bedrooms, bathroom, and huge storage room! Includes fully sodded yard & underground irrigation system. This home is available for sale with September closing date. Owner/Agent.

Getting Around

6
WalkingCar-Dependent
9
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

9/10
7/10
Schroeder Middle SchoolGrades 6-81.8 mi
6/10
Red River High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter

Other

  • Builder name: Thomsen Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Finished area above ground: 1,322

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,644
  • Total interior livable area: 2,644 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 44138401400

Features

  • Patio & porch: Patio

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 61 x 130

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across North Dakota Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,362$28,344
Home Insurance $203$2,436
Property Taxes $428$5,136
Electricity $170$2,050
Total$3,163$37,956

Income You'd Need if You Spent...

35% on housing$108,445/yr
40% on housing$94,890/yr
45% on housing$84,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 58201$179
Grand Forks County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58201
Grand Forks County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$464,247
2026-03-06Listed for sale$460,748

For Sale by Agent

AgentNate Anderson
BrokerageThomsen Homes

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