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83 Black Bear Ct, Chapel Hill, NC, 27516

5beds
4baths
3,455sqft
$1,074,999
$311price/sqft
$6,608/moest. monthly cost
$264,320/yrincome needed

About This Home

READY TO MOVE IN! Find your sanctuary in the Amberway floor plan built by J. Fuller Homes, with 5 bedrooms and 4 baths, at the peaceful rise of Summit at Morgan Ridge, blending 10' ceilings on the main level with a wide-feeling floor plan. A triple slider door leads to screened porch off the family room with one bedroom on main level. Gourmet kitchen white quartz kitchen island featuring a white farm sink, bronze plumbing fixtures, black accent fixtures downstairs, three car garage, gas fireplace with built in shelves on each side, formal office with accent wall, and large media room upstairs and hallway built in bookshelves. Only 17 min to UNC campus, and the 2-lane road drive home that melts all your cares away. RDU airport, Chapel Hill and Durham are an easy drive.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

5/10
Chatham Grove ElementaryGrades PK-53.9 mi
7/10
Northwood HighGrades 9-127.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Fiber Cement

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: J. Fuller Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Oven,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Wired for Data
  • Door features: French Doors,Sliding Doors
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,455

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,455
  • Total interior livable area: 3,455 sqft

Property

Details

  • Parcel number: 0096685
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.76 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chatham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$297$3,564
Property Taxes $555$6,660
Electricity $321$3,861
Total$6,608$79,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,560/yr
40% on housing$198,240/yr
45% on housing$176,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 27516$291
Chatham County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 27516$266
Chatham County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$1,024,999
2026-07-01Price change$1,074,999
2026-05-27Price change$1,099,500
2026-03-07Listed for sale$1,199,000

New Construction

AgentHeidi Grable
BrokerageBerkshire Hathaway HomeService

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