181 Central Park Ave, Berea, KY, 40403
About This Home
Just finished 2 homes in one! Need more space for Teenagers or Even your parents? Let's get you in this gorgeous one-of-a kind home before summer is over! This is it! Main level features an open floor plan with spacious living room, kitchen with island, split floor plan with 2 BR and 1 Bath on one side of the home and a large primary bedroom on the other side of the home with a walk-in closet, and primary bath with two sinks & a tile shower, a large utility room and two car garage. The full walk out basement is truly set up as an in-law suite with it's own driveway to the back with it's own garage & driveway, it's own huge living room, kitchenette with full size fridge, sink, cabinets, two bedrooms and full bath with walk-in shower.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
- Construction materials: Brick Veneer,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished,Walk-Out Access
Bathroom2
- Level: First
Bathroom3
- Level: Lower
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Lower
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
- Flooring: Ceramic Tile
- Finished area below ground: 1,500
- Finished area above ground: 1,755
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,255
- Total interior livable area: 3,255 sqft
Kitchen
- Level: First
Kitchen
- Level: Lower
Living Room
- Level: First
Living Room
- Level: Lower
Master Bedroom
- Level: First
Property
Features
- Levels: Two
- Fencing: None
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 3
- Parking features: Attached Garage,Basement,Driveway,Garage Door Opener,Off Street,Garage Faces Front,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $307 | $3,684 |
| Electricity | $257 | $3,084 |
| Total | $3,446 | $41,352 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $519,900 |
| 2026-05-12 | Price change | $499,900 |
| 2026-03-07 | Listed for sale | $529,900 |
For Sale by Agent
View on Zillow