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5462 Laurel Oak Dr #306, Winter Haven, FL, 33880

3beds
3baths
2,148sqft
$165,000
$77price/sqft
$1,306/moest. monthly cost
$52,240/yrincome needed

About This Home

3bd/3bath/1,860sf/$174,900/Winter Haven Oaks #306 This three bedroom three bath home has so many upgrades, from the his and hers bathrooms, the huge master bedroom closet and the outside area you will be amazed at how every detail in this gorgeous home has been meticulously done. This home has all new appliances, all of the windows were replaced in 2018, hot water heater is brand new! the outside area is the best retreat with beautiful landscaping, a perfect place to unwind after a busy day at the pool. this home is a must see!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
4/10
Westwood Middle SchoolGrades 6-84.6 mi
2/10
Lake Region High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 2,148

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 2,148 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 687

Lot

  • Lot size: 2,148 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$156$1,872
Property Taxes $100$1,200
Electricity $216$2,594
Total$1,306$15,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,777/yr
40% on housing$39,180/yr
45% on housing$34,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 33880$117
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33880$179
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$165,000
2026-01-28Listed for sale$174,900

For Sale by Agent

AgentDonna Kendall
BrokerageCRF Communities

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