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1255 PONCE ISLAND Drive #C-734, Saint Augustine, FL, 32095

1beds
2baths
585sqft
$129,000
$221price/sqft
$995/moest. monthly cost
$39,800/yrincome needed

About This Home

Tennis Village at the Ponce is a peaceful, tucked-away community with rare direct access to launch a kayak onto the Tolomato River. This charming, low-maintenance waterfront condo is just minutes from downtown St. Augustine. The second-floor unit features an open downstairs layout with an eat-in kitchen, a full downstairs bathroom, and a bright living room with vaulted ceilings. A balcony off the living area overlooks the tennis courts, adding extra outdoor space for relaxing or entertaining. Upstairs, the loft-style bedroom overlooks the living room and includes an adjacent full bathroom. Community amenities include a pool, tennis courts, and open green spaces with beautiful mature trees. HOA fees cover water, sewer, cable, pest control, and garbage service. With Historic St. Augustine, local beaches, dining, shopping, and outdoor activities just minutes away, this location offers a desirable blend of convenience and coastal living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-81.4 mi
5/10
St. Augustine High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 585 sqft

Kitchen

  • Level: Main
  • Area: 60
  • Dimensions: 10.00 x 6.00

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18.00 x 13.00

Master Bathroom

  • Level: Main
  • Area: 130
  • Dimensions: 13.00 x 10.00

Other

  • Level: Main
  • Area: 60
  • Dimensions: 10.00 x 6.00

Property

Details

  • Parcel number: 0734500734
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Intracoastal,Marsh

Parking

  • Parking features: Additional Parking,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$66$792
Property Taxes $80$960
Electricity $197$2,366
Total$995$11,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,114/yr
40% on housing$29,850/yr
45% on housing$26,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$229
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$129,000

For Sale by Agent

AgentVICTORIA SICURANZA
BrokerageCOLDWELL BANKER PREMIER PROPERTIES

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