See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

120 19th St SE, Lemars, IA, 51031

3beds
2baths
1,392sqft
$398,000
$286price/sqft
$2,840/moest. monthly cost
$113,600/yrincome needed

About This Home

Welcome to this beautiful new construction ranch home located on a quiet cul-de-sac in one of Le Mars’ newest and desired neighborhoods. Designed with comfort, functionality, and modern style in mind, this home offers the perfect blend of peaceful living and thoughtful design. The main level features 3 spacious bedrooms and 2 bathrooms with an open-concept layout that creates an inviting space for both everyday living and entertaining. The kitchen flows seamlessly into the dining and living areas, making it easy to gather with friends while enjoying views of the backyard. Step outside to the covered patio, the perfect place to relax, grill, or unwind while overlooking the quiet backyard and surrounding neighborhood. Act quickly and you may still have the opportunity to select your own finishes and personalize certain details to make the home truly yours. The unfinished basement offers tremendous potential and could be finished at an additional cost to include two additional bedrooms, another bathroom, and expanded living space. A three car garage adds tremendous value at this price point. With new construction peace of mind, a quiet cul-de-sac setting, and the opportunity to customize finishes, this Le Mars home is a rare opportunity to create the home you've been dreaming about.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
7/10
Le Mars Middle SchoolGrades 6-81.0 mi
8/10
Le Mars High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,392

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Property

Details

  • Parcel number: 1221401031

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Heat Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$254$3,048
Property Taxes $453$5,436
Electricity $121$1,452
Total$2,840$34,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,371/yr
40% on housing$85,200/yr
45% on housing$75,733/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 51031$141
Plymouth County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 51031
Plymouth County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$398,000
2025-07-02Sold$29,500

New Construction

AgentJeff Carlson
BrokerageRE/MAX Experience

Similar Homes