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LOT 5 5/510 Old County Rd, Wales, MA, 01081

3beds
2baths
1,800sqft
$459,900
$256price/sqft
$3,408/moest. monthly cost
$136,320/yrincome needed

About This Home

New Custom Ranch with walk out basement to be built on a tree-lined street in a newer subdivision on the Holland / Wales town line with an acre lot. Home features a Living room, Kitchen w/all wood cabinets & granite countertops, Dining room, Main Bedroom & bathroom w/ walk-in closet, 2 other bedrooms & additional full bath. Finished room on the lower level / walk-out-basement. Luxury vinyl plank flooring throughout both levels. Granite countertops in bathrooms. 200 amp electrical. Vinyl siding. 2 car garage underneath w/electric openers. Heating system is a dual fuel system. Hot water is from a high efficiency electric heat pump hot water heater. Appx 2 miles to Lake George. Public beach & boat ramp. Pictures are of similar homes builder has built and Lake George. Option to choose your own finishes. Potential to customize &/or add a bath or FP on lower level. Part of the Tantasqua / Union 61 School District. Come make this home your own!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

2/10
Wales Elementary SchoolGrades PK-62.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Plumbed For Ice Maker
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Garage Access,Concrete

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Internet Available - Unknown
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Concrete
  • Finished area below ground: 600
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: First

Property

Details

  • Zoning: R1
  • Foundation area: 1200

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Rain Gutters,Screens
  • Waterfront features: Lake/Pond,Beach Ownership(Public)
  • Frontage length: 150.00

Lot

  • Lot size: 1.03 Acres
  • Features: Cleared

Parking

  • Total spaces: 8
  • Parking features: Under,Garage Door Opener,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$189$2,268
Property Taxes $540$6,480
Electricity $354$4,259
Total$3,408$40,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,845/yr
40% on housing$102,240/yr
45% on housing$90,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 01081$192
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01081$288
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$549,900
2026-03-09Listed for sale$544,900

New Construction

AgentNina Ferraro Sweares
BrokerageRE/MAX Prof Associates

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