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186 Miramar Dr #186, Sebring, FL, 33870

3beds
2baths
0sqft
$199,900
--price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Spring Savings! $10,000 off List Price: $199,900 + Put only 5% down at time of contract! 3 Bedrooms | 2 Baths | 1,493 sq ft The Live Oak lot 186 boasts one of our most popular floor plans! 3 bedrooms, 2 baths, and a spacious open-concept design. The living room, dining room, and kitchen are all open to one another, offering a welcoming space for you and your guests. The kitchen stands out with its beautiful design, complete with a large island, and ample storage! Down the hall you will find a generously sized laundry room, guest bath, comfortable guest room, and lovely master suite. don't wait to claim this stunner!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Hill-Gustat Middle SchoolGrades 6-103.1 mi
4/10
Avon Park High SchoolGrades PK,9-124.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,493

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,493

Property

Details

  • On leased land: Yes
  • Lease amount: 299

Features

  • Stories: 1
  • Private pool: Yes

Lot

  • Features: Pool

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$183$2,196
Property Taxes $114$1,368
Electricity $197$2,366
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$96
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$199,900
2025-11-13Price change$209,900
2025-01-29Listed for sale$219,900

New Construction

AgentLaura Borst
BrokerageCRF Communities

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