See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

389 Beach Bike Way, Seacrest Beach, FL, 32461

5beds
6baths
3,344sqft
$2,695,000
$806price/sqft
$15,345/moest. monthly cost
$613,800/yrincome needed

About This Home

Experience the pinnacle of Seacrest Beach living in this stunning, new construction coastal cottage. Scheduled for completion in late Spring (April to Early May), this 5-bedroom, 5.5-bath residence spans 3,344 sq. ft. of thoughtfully designed luxury. Perfectly positioned backing up to a serene pocket park, the home offers a rare blend of privacy and community connection, with a dedicated path right next door leading you straight to the green space. The exterior radiates timeless charm with durable Hardie board siding and a sleek metal roof. Inside, you are welcomed by warm hardwood floors, designer lighting, and high-end finishes throughout. The heart of the home is the chef's kitchen, featuring Thermador appliances, quartz countertops, and a show-stopping navy center island with brass accents and extra storage. A textured tile backsplash runs to the ceiling, framing the hood beautifully. Just off the kitchen, enjoy your morning coffee or evening breeze on the private screened porch, shielded by mature trees for ultimate seclusion. This home was specifically designed to function as both a high-performing vacation rental and a comfortable second home, featuring a versatile floor plan and exceptional storage throughout. The first floor features the main living and dining areas, a convenient guest suite with a King bed and ensuite bath, plus a spacious 2-car garage with an HVAC closet that can double as owner storage. The second floor is an entertainment and relaxation hub, hosting a game room with a dry bar and a sitting area at the top of the stairs complete with a coffee bar. The luxe Primary Suite is also on this level, impressing with a large walk-in closet and a spa-inspired bath featuring double vanities and a massive 84" x 48" walk-in shower. Rounding out the second floor is a guest King suite, a fun Bunk Room (two twin-over-twin sets) with its own bath, and a dedicated laundry room. The third floor serves as a private retreat, featuring a spacious bedroom that accommodates two Queen beds and a full bath. Ideally situated in Seacrest Beach, owners enjoy access to the iconic 12,000-square-foot lagoon pool with a children's splash area, seasonal tram service to private deeded beach access, and scenic walking and biking paths. Dining, boutiques, and entertainment in Seacrest Beach Village are just moments away, along with easy access to Rosemary Beach, Alys Beach, and the Timpoochee Trail. Whether you are looking for a rental investment capable of sleeping 14 or a private multi-generational retreat with plenty of room to store your gear, this home offers the perfect canvas for 30A living. Images are artist renderings provided for illustrative purposes only; final finishes and details may vary and are subject to change. Home will be sold furnished.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

10/10
Bay Elementary SchoolGrades K-55.2 mi
8/10
8/10
South Walton High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Roof: Metal
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range Hood,Gas Water Heater,Tankless Water Heater

Bedroom

  • Level: First
  • Area: 18330
  • Dimensions: 1,410 x 13

Bedroom

  • Level: Second
  • Area: 14012
  • Dimensions: 124 x 113

Bedroom

  • Level: Third
  • Area: 270080
  • Dimensions: 128 x 2,110

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 3072
  • Dimensions: 12 x 256

Dining Area

  • Level: First
  • Area: 1824
  • Dimensions: 16 x 114

Features

  • Crown Molding,Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Wet Bar
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 5888
  • Dimensions: 23 x 256

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,344
  • Total interior livable area: 3,344 sqft

Kitchen

  • Level: First
  • Area: 21390
  • Dimensions: 186 x 115

Laundry

  • Level: Second
  • Area: 76760
  • Dimensions: 76 x 1,010

Living Room

  • Level: First
  • Area: 1840
  • Dimensions: 16 x 115

Living Room

  • Level: Second
  • Area: 27510
  • Dimensions: 1,310 x 21

Master Bedroom

  • Level: Second
  • Area: 228420
  • Dimensions: 1,410 x 162

Other

  • Level: Second
  • Area: 1456
  • Dimensions: 112 x 13

Property

Details

  • Parcel number: 263S181601000A0090
  • Zoning description: Resid Single Family
  • Special condition: Accept Backup Offers

Features

  • Stories: 3
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Balcony,Outdoor Shower

Lot

  • Lot size: 3,920 sqft
  • Features: Interior Lot,Level,Survey Available,Within 1/2 Mile to Water
  • Lot size dimensions: 75 x 50

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$282$3,384
Property Taxes $1,100$13,200
Electricity $336$4,038
Total$15,345$184,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$526,114/yr
40% on housing$460,350/yr
45% on housing$409,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$806This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$726
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$2,695,000

For Sale by Agent

AgentDebbie L James
BrokerageScenic Sotheby's International Realty

Similar Homes