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14978 E 31st St, Tyler, TX, 75702

3beds
2baths
1,817sqft
$379,900
$209price/sqft
$2,962/moest. monthly cost
$118,480/yrincome needed

About This Home

Your chance to own a piece of country life while still being close to Tyler! This home is a nicely done brick home with wood floors, custom tile shower in primary bath, with wood burning fireplace in primary bedroom. Cozy living room features a woodburning fireplace and is open to the kitchen for ease of entertaining! Formal dining area and a total of three bedrooms and second full bath. A nice open patio overlooks your very own pond for those relaxing moments and a chance to enjoy nature from your own backyard! There is a total of twelve acres for privacy, fun or even hunting! Just 6.5 miles from the loop in Tyler for ease of shopping, work or entertainment. This home is a nice blend of convenience, privacy and perfect for a family or that special someone looking for their own home and that coveted piece of land to call their own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Chapel Hill High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Microwave,Dishwasher,Vented Exhaust Fan,Electric Water Heater
  • Laundry features: Laundry Room,Electric Dryer Hookup,Washer Hookup

Bathroom

  • Features: Shower Only,Shower/Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s),Pantry,Ceiling Fans
  • Window features: Shades/Blinds
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Bedroom,Two Woodburning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 1,817 sqft

Property

Details

  • Parcel number: 15960 &
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Partial
  • Water view: Water
  • Waterfront features: Pond
  • Topography of land: Rolling
  • Residential vegetation: Partially Wooded
  • Living area range: 1501-2000

Lot

  • Lot size: 12.04 Acres
  • Features: Native Grass,Sandy Loam

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Rear,Attached,Natural,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Hail
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$440$5,280
Property Taxes $364$4,368
Electricity $238$2,859
Total$2,962$35,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,554/yr
40% on housing$88,860/yr
45% on housing$78,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 75702$86
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75702$136
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$399,900

For Sale by Agent

AgentTerry Johnson
BrokerageRockett Realty Inc.

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